When refinancing your
current mortgage or applying for a new
mortgage, getting your credit report is
easy. The cost of obtaining a tri-merge
credit report is about thirty five dollars.
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rates! Click here!
A tri-merge credit
report is a combination of reports from
all three credit bureaus. When applying
for a mortgage, a single credit report
is not sufficient, a tri-merge credit
report is required. Mortgage lenders evaluate
the three credit scores and use the score
which ranks in the middle as your final
credit score.
Each time your credit is checked a record
is added to your credit report.
If there are to many checks on
your credit in a short period of time
your score may be negatively impacted.
At a minimum, the credit checks
will be displayed to all subsequent creditors,
who may be more cautious if they see to
many credit checks.
Get your best offer on today's lowest Georgia mortgage interest
rates! Click here!
Credit scores range from
about 375 to 900. A score of 700 or above
is normally required for the lowest interest
rates available. 620-699 for average interest
rates. And 500-619 for B&C loan programs.
Get your best offer on today's lowest Georgia mortgage interest
rates! Click here!
Credit Reporting
Companies
Equifax Credit
Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
Phone: 800-685-1111
Internet: www.econsumer.equifax.com
Experian
955 American Lane
Schaumburg, IL 60173
Phone: 888 397 3742
Internet: www.experian.com
TransUnion
Post Office Box 2000
Chester, PA 19022
Phone: 800-888-4213
Internet: www.transunion.com
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